November 11, 2025 – Yubi Group, the AI-powered operating system (OS) for financial services, today announced that it has raised a total of ₹411 Crore in a fresh funding round. The capital comprises a long-term structured debt funding and equity of up to ₹336 Crore from EvolutionX Debt Capital, a growth stage debt financing platform, and equity of ₹75 Crore from the Founder and CEO, Gaurav Kumar. This takes Gaurav’s equity investment to over ₹330 Cr in the company.

The funds will be strategically deployed to accelerate Yubi’s geographic expansion into the SEA and US markets, further strengthen its foothold in the Middle East and deepen investment in its proprietary AI products. Gaurav Kumar’s significant equity infusion underscores his strong conviction in Yubi’s vision and its future growth trajectory.

“We are building the foundational OS for global financial services. This investment is a powerful endorsement of our vision and our execution capabilities,” said Gaurav Kumar, Founder and CEO of Yubi Group. “The funds will enable us to replicate our Indian success story in new international markets, supercharge our AI stack, and strategically expand our ecosystem. Partnering with a prestigious institution like EvolutionX provides us with the flexible, long-term capital to pursue our ambitious goals.”

“We are impressed by Yubi’s transformative impact on the credit ecosystem in India. The company has demonstrated remarkable scale, robust technology, and a clear path to profitability,” said Rahul Shah, Partner at EvolutionX Debt Capital. “We are excited to partner with Gaurav and the Yubi team as they embark on their next phase of growth, and we believe our capital will be instrumental in scaling their unique model globally.”

Yubi Group, recently awarded ‘Fintech Startup of the Year’ at the Global Fintech Fest 2025, has facilitated over ₹3.2 Lakh Crores in debt, powered 48 Lakh+ transactions, and serves over 17,000 enterprises and 6,200+ lenders & investors.

About Yubi
Yubi Group is a leading AI-powered operating system (OS) for financial services, founded in 2020 by CEO Gaurav Kumar. At its core is YuVerse, an applied AI suite powering four specialized companies – Yubi, Accumn, Spocto X, and YuCollect – that together deliver end-to-end solutions in lending, underwriting, and collections. Backed by leading investors including Peak XV, Insight Partners, Lightspeed, B Capital Group, Dragoneer, and TVS Capital, Yubi has facilitated over ₹3.2 lakh crore in credit and 3.5 crore transactions, serving 17,000+ enterprises and 6,200+ investors & lenders while reducing collections costs by 57%. The company is redefining transparency, compliance, and performance across India’s financial services sector.